Proforma enables you to process credit card transactions in a customer-not-present environment. This is ideal for businesses that take orders via mail, phone or by email. The software is completely open source, and is available as a stand-alone program, webpage-based or component based.

No merchant account is required, nor is there any setup fee or monthly charges. For full details visit <a href="http://www.webtropy.com">www.Webtropy.com</a>

Funds are held for 30 days to protect against chargebacks. Repayments are made as either euro or sterling cheque. All transactions are subject to charges as detailed at the webtropy.com website. "WP WEBTROPY" will appear on the card holder's statement.