AnyCard! is a credit card authorization program for small businesses. It is particularly useful for businesses that only process a few cards a day. By utilizing touch-tone processing available through most card proce ssing centers, it takes the place of card readers or expensive third party software systems, keeping overall costs low. The program calls the authorization center and inputs all the appropriate numbers, including Address Verification (AVS) information. The user, then, types-in (or writes down) the authorization code provided. Although, AnyCard can be used as a stand-alone program, it has been designed to work hand-in-hand with other software and has a full range of import and export features. An exte nsive help system is integrated into the program, and it comes with a quick and easily executed test to make sure it will work on the host system.